COGITAS

Cogitas is the Nivelles entity of SaveTax, a chartered accounting and tax firm whose Nivelles office is on rue de la Maîtrise. The group was founded in 2015 and has four offices, in Mettet, Liège, Nivelles and Grez-Doiceau. It is approved by the ITAA, provides certified chartered accountants and describes itself as an SME serving other SMEs and self-employed people, with the human side at the heart of its work. The website cites 1,100 clients connected to its tool.

Its mission is to support clients from A to Z in managing the accounting and tax side of their business and their dealings with the authorities: handling the relationship with the payroll office, centralising and completing administrative obligations on their behalf, and organising incorporation. Its approach aims to be proactive, with real-time analysis of each client's position to adjust, for example, social contributions or advance tax payments. The firm meets clients at the nearest office or by video call, which lets it serve clients throughout Wallonia, and offers new clients their first meeting free.

Digital bookkeeping is central to the offer. Clients use an app available on iOS, Android and computer: they photograph invoices and receipts, which the program converts to PDF and adds to the file, create quotes and sales invoices, track incoming payments, schedule automatic reminders, pay suppliers by QR code and check their turnover and personalised dashboards in real time. The firm presents this paperless approach as faster and greener, and as a way to spend less time on data entry and more on advice.

In tax optimisation, SaveTax analyses clients' income to increase net earnings and reduce tax and social contributions through legal mechanisms it considers often underused: alternative remuneration for directors and staff and share option plans, among others. A dedicated page addresses medical professions, doctors, dentists, physiotherapists and other healthcare professionals, with tailored tax solutions and articles on optimising a self-employed doctor's income.

For company formation, the firm supports the project from launch to completion: feasibility study, financial plan and choice of legal structure. Its certified chartered accountants also carry out the special assignments required by company law, such as converting, dissolving or merging companies, and the team drafts tailored legal documents: contracts, articles of association and agreements. The office is open Monday to Friday from 8.30 am to 5 pm.

SaveTax bases its quality guarantee on method, rigour and discipline, and says it draws on client feedback to keep improving its services. Online services available at any hour let clients submit specific requests or job applications without having to phone.