GRIVAN

RCB Grivan is an accounting practice on Vogelsancklaan in Zonhoven, Limburg. It presents itself as a trusted partner for SMEs and sole traders, specialising in bookkeeping and tax optimisation for both. Its stated mission is to help small businesses and self-employed people grow through all-in accounting support that does not stop at meeting deadlines but also looks for optimisations that can save them money.

The practice speaks of the "RCB family". Eleven people work there: eight file managers, the managers, Stijn Vandebergh and his father, and Stijn's wife at reception. Each client is assigned a dedicated file manager who handles all their questions on bookkeeping, tax and business advice. At meetings, the manager sees the client himself: he follows every file, analyses it and advises based on his experience. The practice values flexibility: appointments can be made at weekends, and meetings can take place outside Zonhoven if the client prefers.

In bookkeeping, RCB Grivan takes over the full accounts so that they are correct and up to date. It then uses them for analysis: the file manager interprets the client's and the company's accounting data to uncover opportunities, give in-depth accounting and tax advice and coach the entrepreneur to make the most of them. The practice also helps set and monitor strategic budgets.

In tax, it completes and checks personal income tax, corporate income tax and non-profit tax returns, checks whether tax optimisations are possible and answers all its clients' tax questions. Beyond the business, it informs and advises on estate planning to reduce inheritance tax, on handing over the business and on pension planning.

For start-ups, the practice begins with a feasibility study after a first meeting without commitment: which legal form to start with, how to find financing and which grants to apply for. It then draws up a concrete plan, handles the entire administrative start-up and supports the entrepreneur through the first steps, with personal coaching for those who want to learn to manage their own paperwork.

RCB Grivan wants to bring more personality to a subject it considers technical and dry, and sees itself as a trusted partner rather than a standard bookkeeper. The practice is recruiting and offers every new client an exploratory meeting without obligation.

The third pillar of the offer is advice and coaching. RCB Grivan wants to be more than a bookkeeper: it gives personal financial advice and coaches clients on their bookkeeping, tax and the strategic steps of their business. Its in-depth analysis of each file lets it give well-founded answers to specific questions, whether about handing over the business, information on pensions or expert advice on a particular topic.